Terms of Use

My Planner — Money, Life & Schedule

Effective date: 11 October 2026. These terms are a practical starter template and should be reviewed before commercial or public distribution.

Purpose

My Planner is a personal planning and record-keeping tool for money, schedules, appointments, goals, budgets, and reminders.

No professional financial advice

Budget summaries, spending insights, forecasts, and calculations are informational planning tools. They are not financial, accounting, tax, legal, or investment advice.

Your responsibility

You are responsible for checking the accuracy of information you enter, reviewing calculated balances, maintaining appropriate backups, and verifying important payments, appointments, deadlines, and reminders independently.

Availability

The app may rely on browser capabilities and third-party infrastructure such as Firebase. Features such as cloud sync and push notifications may be unavailable during outages, configuration changes, device restrictions, or network interruptions.

Data and backups

You should keep periodic backups of important planner data. Local reset, browser storage clearing, device loss, or cloud account changes may affect access to stored information.

Acceptable use

You agree not to misuse the app, attempt unauthorized access to another user's data, interfere with the service, or use the app in a way that violates applicable law.

Changes

Features and these terms may change as the app evolves. The effective date should be updated when the terms materially change.